Heather Acencio

Heather Acencio

Passionate pop culture guru. Internet fan. Typical zombie evangelist. Passionate social media advocate. Passionate beer junkie. Certified pop culture lover.

53 Author´s Posts
What is a good amount of silver to own?

What is a good amount of silver to own?

Of course, this list doesn't include everyone at all and there are other considerations to keep in mind as well. As for...

Can i invest in ira if i make over 200k?

Can i invest in ira if i make over 200k?

This type of tax diversification can be useful regardless of the future tax rate, Rob says. No, there is no maximum...

Is investing in silver a good idea now?

Is investing in silver a good idea now?

Weak return on investment While silver ingots may be a good safe asset, they may not perform as well as other...

Can you lose money investing in silver?

Can you lose money investing in silver?

While silver can be volatile, the precious metal is also considered a safe asset, similar to gold, its sister metal. Safe ...

Is investing in gold a tax write off?

Is investing in gold a tax write off?

If you have only purchased physical gold, it is not considered a cancellation that may or may not apply. A cancellation...

Why you shouldn't invest in a roth ira?

Why you shouldn't invest in a roth ira?

This five-year rule may make it less beneficial to open Roth if you're already in middle age. There is another reason to...

At what income can you not contribute to an ira?

At what income can you not contribute to an ira?

If lower, your taxable compensation for the year. There are no income limits for traditional IRAS1, but there are income...

What is a gold ira account?

What is a gold ira account?

The term gold IRA refers to a specialized individual retirement account (IRA) that allows investors to hold gold as a...

Can i use 401k to buy gold?

Can i use 401k to buy gold?

The vast majority of 401 (k) plans don't allow people to invest directly in physical gold. However, there are gold IRAs...

Can a 73 year old contribute to a sep ira?

Can a 73 year old contribute to a sep ira?

Employers can contribute to your plan no matter how old you are. However, you should start taking RMD at age 72 or 70 or...

Who cannot contribute to a sep ira?

Who cannot contribute to a sep ira?

No, only an employer can maintain and contribute to an SEP plan for their employees. For the purposes of the retirement...

What restrictions are placed on traditional iras?

What restrictions are placed on traditional iras?

If lower, your taxable compensation for the year. You can invest in a traditional IRA no matter how much money you make.

What is the 5 year rule for ira?

What is the 5 year rule for ira?

The 5-year rule imposes a waiting period for them. It states that the Roth IRA must be at least five years old before you ...

Can i still contribute to 401k after age 72?

Can i still contribute to 401k after age 72?

If you're still working, you can contribute the full amount of your salary deferral to a Roth 401 (k), regardless of your ...

Are treasury bonds a good investment for retirement?

Are treasury bonds a good investment for retirement?

The good news is that Treasury bonds (T-bonds) are guaranteed by the U.S. UU.

Is silver a good future investment?

Is silver a good future investment?

Silver maintains its value over the long term and does well when interest rates are low and fixed-income investments...

Can i contribute to an ira if i have no earned income?

Can i contribute to an ira if i have no earned income?

If you find yourself in one of the above situations, you may be able to make a contribution to an IRA for the year in...

How many ounces of silver is a good investment?

How many ounces of silver is a good investment?

You get 117.9 ounces of silver. So, if you owned 118 ounces of silver, you could cover your expenses for a month.

What happens if i contribute to an ira without earned income?

What happens if i contribute to an ira without earned income?

If you didn't get any workers' compensation, but you still made a contribution to your IRA, the amount you contributed...

Who is not eligible for a sep ira?

Who is not eligible for a sep ira?

If you are not a business owner or are self-employed and earn income through contracts, you cannot independently...

Can anyone contribute to a sep?

Can anyone contribute to a sep?

SEP plans (which are not SARSEP) only allow employer contributions. No, only an employer can maintain and contribute to...

What are the rules for contributing to a sep ira?

What are the rules for contributing to a sep ira?

If you work for a company that offers an SEP IRA, your employer must make the same contribution, as a percentage of...

When should i stop contributing to retirement?

When should i stop contributing to retirement?

Signs that you may need to pause your 401 (k) plan contributions Your income declined, but your expenses did not...

What will be the value of silver in 2025?

What will be the value of silver in 2025?

It is important to clearly point out at this point that the predictions listed below may differ from future silver...

When can you no longer invest in roth ira?

When can you no longer invest in roth ira?

If your earnings from work are too high, you can't contribute at all. Otherwise, the eligibility rules for Roth IRAs are...

At what point is a roth ira not worth it?

At what point is a roth ira not worth it?

A Roth IRA or 401 (k) is the most sensible if you're sure you'll have a higher income when you retire than you do now. If ...

Is roth ira even worth it?

Is roth ira even worth it?

Benefits of a Roth IRA One of the best ways to save for retirement is with a Roth IRA. When you reach retirement age, you ...

Can i contribute to a traditional ira if i make over 150k?

Can i contribute to a traditional ira if i make over 150k?

No, there is no maximum income limit for a traditional IRA. Anyone can contribute to a traditional IRA.

What will silver be worth in 5 years?

What will silver be worth in 5 years?

Although Neumeyer believes that we must break the ties between silver and gold, the reality is that most of the same...

Are etfs safer than mutual funds?

Are etfs safer than mutual funds?

While investing in general always involves a certain level of risk, both mutual funds and ETFs have approximately the...

What are the risks of investing in silver?

What are the risks of investing in silver?

It is often used to diversify a person's portfolio, protect against inflation, and is considered a “safe haven to store ...

Why bother with a roth ira?

Why bother with a roth ira?

Contributing to a Roth IRA is more tax-efficient than simply investing in a taxable brokerage account. The money in the...

What is an too high expense ratio for etf?

What is an too high expense ratio for etf?

A good expense ratio, from the investor's point of view, ranges from 0.5% to 0.75% for an actively managed portfolio. A...

What are the rules for a sep ira?

What are the rules for a sep ira?

If you are self-employed, your contributions are generally limited to 20% of your net income. A SEP-IRA is one of the...

How much can you make and still contribute to an ira?

How much can you make and still contribute to an ira?

No, there is no maximum income limit for a traditional IRA. Anyone can contribute to a traditional IRA.

Can i contribute to a sep ira if i have another job?

Can i contribute to a sep ira if i have another job?

If you don't own the business that pays you for a W-2 form, you can participate in both plans. Even if you participate in ...

What is a good amount of silver to own?

What is a good amount of silver to own?

Of course, this list doesn't include everyone at all and there are other considerations to keep in mind as well. As for...

Can i contribute to ira with high income?

Can i contribute to ira with high income?

If a person with a high income decides to make a contribution to an IRA, the contribution cannot be made to a Roth IRA....

Can i invest in ira if i make over 200k?

Can i invest in ira if i make over 200k?

This type of tax diversification can be useful regardless of the future tax rate, Rob says. No, there is no maximum...

Is investing in silver a good idea now?

Is investing in silver a good idea now?

Weak return on investment While silver ingots may be a good safe asset, they may not perform as well as other...

Can you lose money investing in silver?

Can you lose money investing in silver?

While silver can be volatile, the precious metal is also considered a safe asset, similar to gold, its sister metal. Safe ...

Is investing in gold a tax write off?

Is investing in gold a tax write off?

If you have only purchased physical gold, it is not considered a cancellation that may or may not apply. A cancellation...

Why you shouldn't invest in a roth ira?

Why you shouldn't invest in a roth ira?

This five-year rule may make it less beneficial to open Roth if you're already in middle age. There is another reason to...

At what income can you not contribute to an ira?

At what income can you not contribute to an ira?

If lower, your taxable compensation for the year. There are no income limits for traditional IRAS1, but there are income...

Can you contribute to ira after 72 if still working?

Can you contribute to ira after 72 if still working?

Under the new SECURE Act, if you have earned income, there is no age limit for contributing to a traditional IRA...